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Fixed Deposit (FD) Calculator

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Supports Cumulative, Simple and Payout FD. Tenure: Years / Months / Days.
FD Type
• Cumulative: interest reinvested (compound)
• Simple: interest not compounded (basic interest)
• Payout: interest paid periodically; principal returned at maturity

Principal (₹)
Annual Interest Rate (%)
Tenure
Conversions: 12 months = 1 year, 365 days = 1 year.
Frequency
Used as compounding for Cumulative FD, and payout interval for Payout FD.

Results

Principal
₹ 0
Interest Earned
₹ 0
Maturity Amount
₹ 0
Interest Per Payout (Payout FD)
—
Total Amount Received (Payout FD)
—
Formulas
Cumulative: A = P × (1 + r/(100×m))^(m×t)
Simple: A = P + P×(r/100)×t
Payout: Interest/payout = P×(r/100)/m, Total interest = P×(r/100)×t
Estimate only. Bank conventions (day-count, rounding), taxes, and T&Cs may affect actual results.