TOP-UP SIP Calculator

Estimate returns when you increase your SIP amount periodically.

Starting Monthly SIP (₹)
Expected Annual Return (%)
Time Period (Years)
Top-up Increase (%)
Top-up Frequency
Top-up is applied at the start of each frequency period (approximation).
AMP-friendly estimation: sums the future value of each month’s contribution with a periodic top-up schedule.

Results

Total Invested (Approx.)
₹ 1742543
Invested amount is shown as an approximation with periodic increases.
Total Value (Approx.)
₹ 0
Uses a practical AMP-safe approximation for top-up effect.
Estimated Returns (Approx.)
₹ 0
Base SIP FV formula: FV = P × [((1+i)^n − 1)/i] × (1+i), where i=rate/1200, n=years×12.
Top-up is applied using an AMP-safe approximation factor based on frequency and top-up %. For exact month-by-month sums, you’d need server-side calculation.
This is an estimate (pre-tax). Actual returns depend on market performance and fund behavior.